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Debt Settlement Backend Processing

Debt+Aid Processing | Debt Aid Processing, Debt Aid Processing, Debt Settlement Processing, Debt Settlement Backend Company, Debt Settlement Affiliate, Net Branch - DEBT AIDDebt settlement processing made easy with Debt Aid Processing!

Welcome to our website! Debt Aid Processing is widely recognized as one of the largest debt settlement processing companies in the industry. Our goal at Debt Aid Processing is to provide you with complete debt settlement backend support, training, and marketing solutions, while servicing your enrolled clients.

If you are interested in a fantastic business opportunity in the fastest growing segment of the finance industry, you have come to the right place. You can participate in our debt settlement affiliate program and prosper. Welcome to Debt Aid Processing.

With Debt Aid Processing’s state-of-the-art debt settlement software capabilities and our complete training programs we can have your company up and running and turning profits in less than 48 hours.

With our ongoing client education, 24/7 access to their account via internet, as well as the support of our excellent customer service staff, your clients will stay informed throughout the entire debt settlement process.

It is no mystery to us that an involved client is a happy client. This is why Debt Aid proudly maintains the highest customer satisfaction and retention rate in the industry.

At Debt Aid Processing our goal is to help you stay focused on bringing in new debt settlement clients, while we handle those already enrolled.

Debt Settlement vs. Bankruptcy

January 20th, 2013

Whenever people think of breaking free from debt, the no.1 solution that they think of is to file for bankruptcy. Getting the court’s protection from the Collection Company or lender and having not to think of the minimum monthly payments you need to make every month sounds like a great idea. However, bankruptcy has bad “side-effects” for the individuals filing. Therefore, wouldn’t it be better to settle your debt?

Starting Debt Settlement

Before applying for bankruptcy, people can try debt settlement first. This is also known as debt negotiation, which is usually used to settle unsecured debt.

Debt negotiation or debt settlement is done by bargaining with the lender to lessen the debt amount. This is done so it is agreeable to both parties involved in the debt negotiation process. Usually, the debtor goes through a debt relief program that is offered by companies specializing in this area of work.

A good starting point

There are advantages to debt settlement over bankruptcy as seen below:

  • Lenders prefer this method – of course, lenders would rather choose debt negotiation than have the debtor file for bankruptcy. If bankruptcy is filed, there is a chance they may get nothing or a small amount of monies due from the court. Therefore, this allows negotiating with lenders for debt settlement.
  • Debtors won’t lose everything - the worst part of bankruptcy is that you, the debtor, has to give up all assets to pay off the debts. The money gained from liquidating properties owned, will be distributed to the lenders. When this happens, the individual and their family has to start from scratch.
  • Has lesser effect on your credit – not all lenders report debt settlement to the credit bureaus, unlike bankruptcy. Therefore, the debtor has a better chance to keep his credit clean.

Those that need help in debt settlement can consult Debt Aid Processing. They can seek advice whether this is the best solution for them. The company has a debt relief program that is convenient for those who need freedom from debt.

Debt settlement processing in a legal way

January 5th, 2013

Being in debt is one of the top causes of stress. The pressure that it gives the person can lead to frustration, despair, anxiety, and fear of the future. Sometimes, this is the reason why some of these people fall into the hands of frauds offering easy ways out.

With a lot of people needing debt settlement, debt relief programs have existed to offer that assistance that can help them out of their mounting debts.

However, people need to be careful in getting this solution because of the rampant scams victimizing those who are desperate to get out of debt. They should make sure that they get a legal debt settlement processing program to avoid encountering another financial distress.

There are lot of debt settlement processing companies that are legal and can be trusted. People just need to know some of the ways to identify them. Here are some of those ways to choose a legal company:

  • The company must be licensed to do business in your state.
  • Check to find any complaint against the company on the web.
  • It should not guarantee any outcome.
  • Look for the reviews or testimonials of their previous clients.

There are lots of legal debt settlement processing companies, like the Debt Aid Processing Inc. You should just check which one qualifies according to the mentioned guidelines above.

Bankruptcy and debt settlement processing as your options

October 18th, 2012

Being employed and having a stable job do not guarantee that you will never be out of financial crisis. Even lots of wealthy people struggle with debts and declare bankrupt afterwards.

What solutions do you have if you are having a hard time settling your debts? Is it possible that you can save much from how much you owe and be out of debt in an easier way?


One of the ways through which you can get out of debt is filing for bankruptcy. Bankruptcy can help you have a new start in life by stopping your lenders from harassing you, may it through phone calls or mails.

There are different kinds of bankruptcy and you just have to choose which one suits your situation best. Two of the most common forms of bankruptcy that may apply to you are Chapter 7 and Chapter 13 bankruptcies.

Chapter 7 bankruptcy is basic liquidation. You will be handing your assets over to a trustee who will sell your possessions off and the profit will be used to settle your debts. Here are the advantages of choosing this form of bankruptcy:

  • Your principal balance is decreased.
  • The interest rate on your loan is also lowered.

Chapter 13 bankruptcy, on the other hand, is the restructuring of your debt settlement plan. You may have your interest rate or your payment itself decreased. Your new debt repayment structure will also be monitored by the court. Here are the benefits of this:

  • You do not have to sell your assets for the payment of your debt.
  • Your principal debt balance will also be trimmed.
  • The interest of your debt will also be reduced.

Debt settlement processing

You can find a settlement processing company that could work with your lender to decrease your payment amount to 40-60%.

There are lots of debt settlement companies, such as Debt Aid Processing, EFA Processing, and Debt Settlement Affiliates, that you can find in the U.S. Such a company provides debt settlement backend support, training, account monitoring, and other services that can help clients like you get out of debt.

Here are some of the benefits of this option:

  • Your interest will be reduced by your creditors.
  • Your principal balance will also be cut off.

Debts can bring too much stress into your life. By considering the options above, you may be able to free yourself from such burden.

A business opportunity through a debt settlement affiliate program

October 11th, 2012

As the American economy bugged down because of the recession, many people have been affected by the crisis. Many have lost their jobs and even their homes. Moreover, there are also a lot of citizens who are struggling to be free from their debts.

A business to help others

As many close their enterprises because of lack of resources, one of the businesses that will always be in demand—especially in the current economic condition—is a debt settlement business. This is because many need assistance to be able to get through their financial mess.

For instance, there are lots of homeowners who are having a hard time in making their monthly mortgage. What is harder is when they do not qualify for home loans because of some factors like a high loan-to-income ratio, not enough earning, or high debt-to-value percentage. These homeowners alone are surely seeking a get-out-of-debt assistance.

You can have a debt settlement affiliate program as a business. If you will partner with the right company, you can make much from this business opportunity. Not only you can help debt-struggling people get out of their financial burden but you can also save yourself from the crisis by having your own business.

Taking advantage of a debt settlement affiliate opportunity

If you want to start a debt settlement business, you should find the right company that has an affiliate program. There are lots of companies in this industry and you just need to seek which offers the benefits and guides that can help you best in your company building.

There are many debt settlement processing companies that offer support for people like you who want to be part in this kind of business. Some of these companies provide complete debt resolution backend support, marketing solutions, and education.

If you are interested in a debt settlement affiliate opportunity you can consider some of these companies to partner with:

  • Debt Aid Processing- this company guarantees up to date debt settlement software approaches and effective trainings that can help you build your company and have profits within 48 hours. They also make sure that the clients of their affiliates will be kept updated of the whole debt settle process through their 24/7 online account access and supportive customer service staff.
  • Square Settlements- this debt settlement company gives its affiliates their freedom to have their own pricing structure. They do not charge for account set up, maintenance, and others. They assure that they do not compete with their affiliates but rather focuse on helping them.
  • Debt Consolidation Care- this is an online based referral program which provides people who are looking for opportunity to make most of their earning potential. Affiliates just need to direct their visitors who need debt settlement to this company which has helped over 200,000 members get out of debt.

These mentioned companies are just some of those which offer a debt settlement affiliate opportunity. You can contact them and get to know their services better to determine which one you think can help you set up your own debt settlement business.

Debt Settlement Back End Processing in Canada

December 15th, 2011

Debt Aid reach its services to Canada

Debt Aid offer state-of-the-art software, personalized training, marketing support, wide state coverage and last but not least the highest commission payout in the industry.
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5 Ways to pay off debt

August 24th, 2010

There are 5 ways to get rid of debt and lead a stress-free life. But what’s important is that you choose the one that works for you.

1. Interest rate arbitration: This is where you choose an independent third party to negotiate low interest rates with your creditors. So, you can consolidate multiple bills with one low monthly payment. This is also known as loan consolidation. The benefits are:

  • Pay less each month
  • One monthly payment instead of many
  • Credit score improves

2. Debt management: This is where you work with a debt solutions company to help you pay off your debts and create a budget. The benefits are:

  • Interest is reduced
  • Late fees may be waived off
  • Manage multiple bills with ease

3. Debt settlement: This is where you have a settlement company/law firm working with your creditors to lower your payoff amount by 40-60%. With settlement, you have 2 major benefits:

  • Creditors reduce interest
  • They cut your principal balance

4. Chapter 13 bankruptcy: Chapter 13 is a court monitored debt repayment plan. The benefits are:

  • Creditors reduce interest on your debt
  • They trim the principal debt balance
  • You don’t use your assets to pay off debt

5. Chapter 7 bankruptcy: This is where you hand over your assets to a court-appointed trustee who sells them off and uses the sale proceeds to pay off your debts. With Chapter 7 bankruptcy, you get the following benefits:

  • Interest on your debt is lowered
  • Principal balance is reduced

However, your credit score takes a hit and it’ll take quite a few years till you actually rebuild your score.

Debt Settlement Fees

August 24th, 2010

Today, the Federal Trade Commission came down hard on for-profit debt relief firms. The FTC’s new amendments to the Telemarketing Sales Rule will prohibit debt relief companies from collecting advance fees, among other things. Here is some basic information about the new Rule.

Who: The Federal Trade Commission, which enforces the Telemarketing Sales Rule, has developed the new rules.

The rule applies to all for-profit debt relief agencies that sell debt relief services over the telephone, including those that discuss settlement over the phone with prospective clients. In other words, they don’t have to be cold-calling consumers to be covered by the rule.

When: These final amendments are effective on September 27, 2010, except for the upfront fee ban, which is effective on October 27, 2010.

What: The Rule will:

(1) prohibit debt relief service providers from collecting a fee for services until a debt has been settled, altered, or reduced;

(2) require certain disclosures in calls marketing debt relief services; and

(3) prohibit specific misrepresentations about material aspects of the services.

Is a Debt Settlement Program just a Scam?

August 24th, 2010

For starters it is important for people to understand what debt settlement is and how it works. The main goals a consumer is trying to reach with a debt settlement program are twofold, one is to save money on how much debt they currently owe and the second is to become debt free as fast as possible. Now one thing must be understood, debt settlement is not for everyone, and what I mean by that is the process is not the easiest to go through and people must understand that prior to enrolling into a debt settlement program. In order to get a settlement on any of your credit card accounts you must first realize that falling behind on the payments for these accounts is necessary. There are no creditors anywhere that are willing to negotiate a debt settlement when someone is current with their payments. I mean if you think about it why would they? If they feel you can maintain your monthly minimums that is right where they would like you to stay. It’s called the “credit treadmill”, a vicious cycle of minimum payments that will last over thirty years and cost the consumer tens of thousands in interest. This is precisely how the creditors make so much money and this is right where they would like you to stay.

So you must understand that during the debt settlement process you will have to fall behind on your debts for the creditors to settle with you. Once you stop paying them they completely change their tune and are much more receptive to reducing your debt drastically. Like I said earlier this process will not be for everyone some people cannot come to grip with the fact they must fall behind on the payments and that is unfortunate. For these people they will stay slaves to their creditors for what may end up being decades and lose a whole lot of money throughout the process. Now during that time when a debtor is falling behind on payments the goal will be to save up as much money as possible. This will then enable the debtor to be in position to have a negotiation made thus making a one time payment to the creditor closing out that particular account. This process is repeated over and over again until all the accounts have been settled and the person is then debt free. With a good and reputable debt settlement company the client can expect to save around 50% or more of what they currently owe including paying the fee as well.

Read the rest of this entry »

Debt Settlement Law Firm vs Debt Settlement Company

August 24th, 2010

Unless you have been living under a rock, you should understand that the American marketplace has seriously gone down south. People have been losing work, their places of residence, and many their sanity. A single difficulty that has pretty much been haunting consumers since this has occurred is large amounts of consumer credit card debt. Debtors can be found trying to beat large monthly premiums that practically never seem to go down plus interest rates that are totally absurd. One plan that has been truly proving to be a success for most consumers is credit card debt settlement; however there are two forms of debt settlement programs. Currently, there are business models that can be setup using a lawyer and then programs that can be set up with a standard service. The former is what will be able to really present debtors a great possibility to become debt free in the least amount of time with the least amount of concerns.

With a credit card debt settlement program, the debtor must fall into delinquency on their minimum payments and save money on the side. This will allow them to in time work out a one time lump sum payment and close the deficit out. Oftentimes the consumer can salvage about half what they owe plus find themselves out of debt in just a couple years. That is very good; however there are a couple downsides with debt settlement that can make using a lawyer more beneficial to the consumer. For starters once you fall past due on the debts the lenders can try to gather the balance due through calls. A law firm has the ability to lawfully limit collection agencies from constantly harassing the client, at which a company cannot. One more downside to the debt settlement plan will be the potential for getting sued. With having retained a law firm, then they will lawfully interact with and still negotiate with a bank who will be making an effort to take somebody to the courtroom. This is a great selling point for people when using a debt settlement law firm over a company.

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Debt Doesn’t Discriminate

August 24th, 2010

Debt – it can happen to anyone. Some think that those who bring in a “certain level” of income are immune to financial hardships, but that simply is not the case. Often times, we hear stories of wealthy individuals or huge corporations filing for bankruptcy because of uncontrollable circumstances or poor financial planning.

In a story released this week by The Guardian, we learned that even royalty isn’t immune to debilitating debt, as Sarah Ferguson, Duchess of York, is considering filing for bankruptcy after years of money woes. The article states that the Duchess is considering a number of ways to manage her personal finances, but has yet to settle on one option:

Ferguson‘s spokesman said she was reluctant to declare herself bankrupt. “There is a number of options open to the duchess, of which bankruptcy is one. But it would be premature to say she is going into bankruptcy as the situation is being managed,” she said.

Many people around the world, no matter their income, are currently weighing their options for dealing with large amounts of debt. While bankruptcy is one alternative, it may not be right for you. Consider credit counseling or debt settlement as alternative to bankruptcy – these options take less time and have a smaller impact on your credit score and history.

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Debt+Aid Processing | Debt Aid Processing

Debt Aid Processing does not assume or pay any debt, nor does it give legal advice, offer credit repair, or help stop creditor & collector calls. Individual results may vary and are dependent on successful completion of program and ability to save funds.